New Jersey is on the cusp of making major changes to how the state protects residents—and their homes—from the increasing dangers of floods and rising sea levels. Governor Phil Murphy has proposed a sweeping new set of flood protection rules, dubbed the NJPACT REAL rules (Resilient Environments and Landscapes), aimed at updating outdated standards to keep New Jersey’s communities safer in the face of climate change.
Why are these rules so important? In recent years, New Jersey has seen an alarming rise in the number and severity of floods, underscored by storms like Sandy and Ida. Experts warn that if current trends continue, tens of thousands of coastal homes could experience chronic flooding within the next 25 years, threatening both property values and personal safety.
The proposed rules will require new and significantly improved buildings in designated flood zones to be built higher—now preparing for four feet of sea level rise, rather than the five feet originally proposed. The changes would also update flood maps, apply new standards for stormwater management, and close loopholes that have too often resulted in repeated property damage and costly repairs. These measures would not impose elevation requirements on existing homes but would affect future construction and major redevelopment projects.
There are also proposed exemptions for affordable housing developers—a move welcomed by some, but criticized by environmental groups concerned it could leave vulnerable residents at risk. While the proposed requirements are stricter and may increase building costs, many advocates believe these rules are essential for protecting lives, preserving property values, and ensuring that New Jersey’s shoreline remains livable for generations to come.
Governor Murphy faces an August 4 deadline to adopt these regulations. Seniors living in flood-prone areas should stay informed, as these updates may impact future development, insurance availability, and community safety. Jersey Senior Weekly will keep on top of any changes in the final rollout.