TD Bank will permanently close eight branches across New Jersey by January 29, 2026, as part of a nationwide restructuring and shift toward digital banking. These closures follow earlier shutdowns in 2025 and are poised to affect communities throughout the state, with special impacts on seniors who frequently rely on in-person banking services.
List of TD Bank Branches Closing in New Jersey
The following eight New Jersey locations are confirmed to close permanently by late January 2026:
- 385 White Horse Pike, Atco (Camden County)
- 177 Columbia Turnpike, Florham Park (Morris County)
- 418 Belmont Avenue, Haledon (Passaic County)
- 230 Forsgate Drive, Jamesburg (Middlesex County)
- 571 East Bay Avenue, Manahawkin (Ocean County)
- 232 Richmond Avenue, Point Pleasant (Ocean County)
- 1100 Lake Street, Ramsey (Bergen County)
- 4057 Asbury Avenue, Tinton Falls (Monmouth County)
Why Are These Closures Happening?
TD Bank is undergoing a major corporate restructuring with a focus on modernizing its services and catering to an increasingly digital customer base. Bank officials say the closures will help streamline operations, expand mobile and online banking platforms, and allow for reinvestment into ATM networks and enhanced digital tools.
However, these decisions follow a significant $3 billion federal settlement earlier in the year related to banking violations, raising questions as to whether the closures are strictly about efficiency or also part of a cost-saving response to regulatory penalties.
Impact for Seniors and Local Communities
Seniors—who often prefer face-to-face interactions for banking—may find these closures particularly disruptive, especially in suburban and rural areas where public transportation is limited. While TD Bank promises to assist transitioning customers and maintain a presence of more than 180 branches in New Jersey post-closure, affected patrons are encouraged to check nearby locations and explore alternative options such as digital and telephone banking.